Housing Grants – $212 Million Available for SSDI and SSI Recipients

For millions of Americans living with disabilities, stable housing isn’t just a comfort—it’s a necessity. But with rising rents and limited income from Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), safe and affordable housing often feels out of reach. Thankfully, a $212 million federal housing grant program is offering relief to those who need it most. Here’s what you need to know about eligibility, benefits, and how to apply.

Overview

The U.S. government has allocated $212 million in housing grants aimed specifically at helping SSDI and SSI recipients. The goal? To provide rent support, home modifications, and increased access to affordable housing.

Aspect	Details
Total Grant Amount	$212 million
Who is Eligible?	SSDI & SSI recipients
Types of Assistance	Rent help, housing modifications, voucher programs
How to Apply?	Through local PHAs and HUD offices (HUD.gov)
Deadline	Varies by program and location
Additional Support	Section 8, 811, non-profit housing programs

These grants aim to reduce housing insecurity for people with disabilities and help them maintain independence through supportive living conditions.

Purpose

Why does this matter? Housing costs are climbing, and those on fixed disability incomes are often forced to choose between rent, food, and medical care. This grant package addresses those gaps by offering help through:

• HUD Housing Choice Vouchers (Section 8)
• Section 811 housing for persons with disabilities
• State and local housing aid
• Nonprofit housing programs

Some of these also include on-site support services like health assistance, transportation, and accessibility upgrades for those with physical disabilities.

Eligibility

To qualify, you need to meet a few basic conditions:

1. SSDI or SSI Status

• SSDI: Must have a recognized disability under Social Security guidelines
• SSI: Must meet income/resource limits set by the SSA

2. Income and Asset Limits

• HUD low-income limits apply (check regional income limits on HUD.gov)
• SSI limits: $2,000 for individuals, $3,000 for couples
• Some programs offer flexibility if medical expenses are high

3. Citizenship and Residency

• Must be a U.S. citizen or eligible non-citizen
• Must apply in the state where you live

4. Proof of Housing Need

• Must show you lack affordable, accessible housing
• May require home modifications or disability accommodations

Steps

Applying might feel intimidating, but here’s a step-by-step to make it easier:

Step 1

• Use the HUD directory to locate your local PHA
• Ask which programs are open and what documents you’ll need

Step 2

You may need:

• SSA benefit award letter (SSDI or SSI)
• ID and Social Security card
• Proof of income (bank statements, tax documents)
• Proof of residency
• Medical documentation (for disability-related modifications)

Step 3

• Apply online, in-person, or by mail through your PHA
• Some programs have long waitlists—apply early
• If denied, you can appeal

Step 4

• Some applicants may be asked to verify their needs in a formal interview

Step 5

• Once approved, you could get rent vouchers, accessibility upgrades, or placement in a subsidized housing unit
• Some programs include job training or financial planning

Additional Programs

These $212M grants are a huge help—but they’re not the only option:

Section 8 Housing Choice Vouchers

• You pay about 30% of your income on rent
• The program pays the rest

Section 811 Supportive Housing

• For disabled individuals
• Offers subsidized housing and on-site supportive services

Nonprofit Housing Aid

• Groups like Habitat for Humanity and Catholic Charities offer rental help and even homeownership opportunities
• Some offer emergency housing or rent-to-own options

LIHEAP

• Not directly housing-related, but helps with utility bills and energy efficiency improvements for eligible low-income residents

FAQs