The IRS has announced inflation adjustments for 2025, bringing positive changes to tax brackets, credits, and deductions. One of the key updates is the increase in the standard deduction, which benefits most taxpayers. In particular, seniors aged 65 and older will see an increase in their additional standard deduction, helping them reduce their taxable income and overall tax burden.
This is great news for retirees, as nearly 90% of taxpayers choose the standard deduction instead of itemizing. With these adjustments, seniors filing their tax returns in 2026 for the 2025 tax year will have a slightly higher deduction, making it easier to manage their retirement finances.
Eligibility
The additional standard deduction is specifically for taxpayers aged 65 and older. If you qualify, you’ll see an increase in the deduction amount when you file your 2025 tax return in early 2026.
For single filers and heads of household, the additional deduction rises from $1,950 in 2024 to $2,000 in 2025. This small but meaningful increase allows seniors to lower their taxable income, reducing the amount of taxes owed.
For married couples filing jointly, where at least one spouse is 65 or older, the additional standard deduction increases from $1,550 in 2024 to $1,600 in 2025 per qualifying spouse. If both spouses qualify, their combined additional deduction rises by $100, providing even more tax relief.
Standard
Beyond the additional deduction for seniors, the standard deduction itself is also increasing in 2025. These changes apply to all taxpayers, not just those over 65.
- Single filers: The standard deduction increases by $400, reaching $15,000.
- Married couples filing jointly: The deduction rises by $800, totaling $30,000.
- Heads of household: Their deduction goes up by $600, reaching $22,500.
For married couples where both spouses are 65 or older, the total additional deduction will be $3,200 in 2025. Meanwhile, blind taxpayers in this category will continue to receive double the additional amount, further reducing their tax liability.
Benefits
These adjustments provide relief to millions of taxpayers, particularly retirees on fixed incomes. The increase in deductions means more money stays in their pockets, which can help cover essential expenses such as housing, healthcare, and daily living costs.
Since most taxpayers opt for the standard deduction, these changes simplify the filing process while still offering financial benefits. Those who qualify should take full advantage of the increased deductions when filing their 2025 tax returns in early 2026.
FAQs
Who qualifies for the additional standard deduction?
Taxpayers aged 65 and older qualify for the additional deduction.
How much is the additional deduction for single seniors in 2025?
It increases to $2,000 for single filers and heads of household.
What is the 2025 standard deduction for married couples?
It rises to $30,000 for married couples filing jointly.
How much do both senior spouses get in additional deductions?
A married couple where both are 65+ gets $3,200 in total.
When do these changes take effect?
They apply to 2025 taxes filed in early 2026.
