Track Your $1,400 Stimulus Payment – How to Use the IRS ‘Get My Payment’ Tool

Published On: April 2, 2025

The $1,400 stimulus payment—part of the American Rescue Plan Act of 2021—offered crucial support during one of the toughest times in recent history. But if you never received yours or think you got shortchanged, you’re not out of luck just yet. You still have time to claim what’s rightfully yours. In this guide, we’ll walk you through how to track your payment, check eligibility, and file for the Recovery Rebate Credit before the final deadline.

Overview

Here’s a quick snapshot of the most important info:

Topic	Details
Payment Amount	$1,400 per eligible person + dependents
Eligibility Limit	Single ≤ $75K, Married ≤ $150K
How Payment Was Sent	Direct deposit, paper check, or debit card
Claim Deadline	April 15, 2025
Claim Method	Recovery Rebate Credit on 2021 tax return
IRS Support Number	800-919-9835
Payment Trace Form	Form 3911

Track

If you’re wondering where your stimulus check went, here’s how to dig into it—even though the IRS Get My Payment tool is no longer active.

1. Log Into IRS Online Account
Go to the IRS website and access your personal IRS account. Once logged in, scroll to the “Economic Impact Payment Information” section to review your payment history.

2. Review IRS Notices
If you were sent a payment, the IRS also mailed Notice 1444-C as a confirmation. If you lost it, you can get your payment records through a tax transcript online.

3. Bank & Card Statements
Look for payments labeled IRS TREAS 310 TAXEIP3. That’s how most direct deposits appeared. You may have also received your payment on an EIP debit card or by paper check.

4. Tax Transcript
Go to the Get Transcript Online tool on the IRS site. It shows you when and how the payment was issued.

Eligible

You might have been eligible but still missed the payment. Here’s who qualified:

Single Filers: AGI of $75,000 or less (phased out at $80,000)
Married Filing Jointly: AGI up to $150,000 (phased out at $160,000)
Head of Household: AGI up to $112,500 (phased out at $120,000)
Dependents: Each dependent was worth an extra $1,400

If your income was over the limits, the amount you received would’ve been reduced on a sliding scale.

Missing

If you didn’t receive the $1,400 payment, you still have a few options.

1. Check IRS Payment Records
Log into your IRS account and confirm whether a payment was issued to you. If it was never sent, you can claim it through your taxes.

2. Claim Recovery Rebate Credit
You can still get your money by filing a 2021 tax return using Form 1040 or 1040-SR. On Line 30, enter the amount of the stimulus you should have received.

The IRS will either refund the missing money or apply it to any tax balance you owe. The deadline to file for the credit is April 15, 2025.

3. File a Payment Trace
If IRS records show your payment was issued but you never got it:

Call the IRS at 800-919-9835
Fill out Form 3911 (Taxpayer Statement Regarding Refund)
Mail or fax it to the IRS address for your state

If it was cashed by someone else, the IRS will investigate the fraud.

Issues

Here are some common reasons people missed their payments—and what you can do now.

Wrong Bank Info?
If the IRS used an outdated bank account, the deposit may have failed and been returned. In some cases, they reissued the payment as a check or debit card. If not, you’ll need to claim it on your 2021 taxes.

Lost or Stolen Check?
Fill out Form 3911 to start a payment trace and report the issue. The IRS will investigate and reissue if needed.

Didn’t File in 2019 or 2020?
The IRS Non-Filers tool is now closed. If you never submitted your info, your only option now is to file a 2021 tax return and use the Recovery Rebate Credit to claim your money.

The window is closing, but you still have time. Take action before the April 15, 2025 deadline and get the payment you’re entitled to.