For decades, administrative errors and outdated pension systems have led to thousands of pensioners receiving less than their entitled state pension payments. The Department for Work and Pensions (DWP) has launched a back payment plan to correct these mistakes and compensate affected individuals. Whether you are a pensioner or assisting a family member, understanding this scheme can help ensure you receive any money owed.
Compensation
The DWP’s back payment plan focuses on specific groups who have been underpaid. Here are the key details:
| Details | Information |
|---|---|
| Affected Groups | Married women, widows, over-80 pensioners |
| Compensation Amount | Up to £12,000 |
| Main Cause | Pension calculation errors |
| Deadline for Reviews | End of 2025 |
| Official Website | gov.uk |
This initiative aims to rectify long-standing issues, offering financial relief to those affected.
DWP Back Payment Plan
In 2021, the DWP launched the Legal Entitlements and Administrative Practices (LEAP) exercise to identify pension underpayments. The scheme primarily targets three groups:
Married women
- Many women did not see their pensions increase based on their spouse’s National Insurance (NI) contributions.
- Before March 2008, some had to apply manually for the increase, but many were not informed.
- After March 2008, increases should have been automatic but were often missed.
Example: Mrs. Smith was receiving £85 per week instead of £120 due to an NI-based miscalculation. She is now eligible for back payments worth thousands.
Widowed pensioners
- If a spouse passed away, the surviving partner’s pension should have been recalculated.
- Many pensioners continued receiving the same amount, missing out on higher payments.
Signs you may be owed compensation:
- Your pension did not increase after your spouse’s death.
- You suspect errors in the recalculation.
Over-80 pensioners
- Some pensioners over 80 received less than the required non-contributory pension amount.
- This pension is payable regardless of NI contributions.
Example: Mr. Jones, 82, was receiving £64 per week instead of £85. He is now entitled to back payments covering the missing amount.
Checking Your Eligibility
If you suspect you qualify, follow these steps:
Gather documents
- National Insurance record.
- Marriage or civil partnership certificate.
- Death certificate of a spouse (if applicable).
Contact the Pension Service
- Call the State Pension helpline: 0800 731 0469.
- Visit the official DWP website for support.
Request a review
- Explain why you believe you are owed money.
- Provide the necessary documents.
Wait for a decision
- Reviews can take weeks or months.
- The DWP aims to resolve all cases by the end of 2025.
This back payment plan provides financial justice for pensioners affected by administrative mistakes. If you or someone you know qualifies, taking action now could secure thousands of pounds in owed pension payments.
FAQs
Who qualifies for the DWP back payment?
Married women, widows, and over-80 pensioners affected by underpayments.
How much compensation can I receive?
Eligible pensioners can receive up to £12,000 in back payments.
How do I check if I’m owed money?
Contact the Pension Service at 0800 731 0469 or visit gov.uk.
What documents do I need for a review?
National Insurance record, marriage certificate, and death certificate if applicable.
When is the deadline to claim?
The DWP aims to resolve cases by the end of 2025.
